Transferance of a Debt from One Person to Another (Al-Hawaala)

38/1. Chapter:

Al-Hawala (the transference of a debt from one person to another. It is an agreement whereby a debtor is released from a debt by another becoming responsible for it). Can Hawala be rejected by the creditors after accepting it?

وَقَالَ الْحَسَنُ وَقَتَادَةُ إِذَا كَانَ يَوْمَ أَحَالَ عَلَيْهِ مَلِيًّا جَازَ. وَقَالَ ابْنُ عَبَّاسٍ يَتَخَارَجُ الشَّرِيكَانِ وَأَهْلُ الْمِيرَاثِ، فَيَأْخُذُ هَذَا عَيْنًا وَهَذَا دَيْنًا، فَإِنْ تَوِيَ لأَحَدِهِمَا لَمْ يَرْجِعْ عَلَى صَاحِبِهِ.Al-Hasan and Qatada said, “If the transferee was rich when the debt was transferred, the agreement is final and irrevocable by the creditor.” Ibn ‘Abbas said, “When two partners disassociate and one of them accepts assets while the other accepts debts as a part of his share, if the debts could not be collected (because of the death of the debtor, his bankruptcy, or his denial of the debt, etc.), the one who has accepted the debts would have no right to demand any compensation from his partner.” This is applied also in setting the affairs of inheritors.

Sahih Bukhari : 2287

Hadith No. 2287

حَدَّثَنَا عَبْدُ اللَّهِ بْنُ يُوسُفَ، أَخْبَرَنَا مَالِكٌ، عَنْ أَبِي الزِّنَادِ، عَنِ الأَعْرَجِ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ ‏ "‏ مَطْلُ الْغَنِيِّ ظُلْمٌ، فَإِذَا أُتْبِعَ أَحَدُكُمْ عَلَى مَلِيٍّ فَلْيَتْبَعْ ‏"‏‏.‏

Narrated Abu Huraira: The Prophet (ﷺ) said, "Procrastination (delay) in paying debts by a wealthy man is injustice. So, if your debt is transferred from your debtor to a rich debtor, you should agree."

Reference : Sahih al-Bukhari 2287In-book reference : Book 38, Hadith 1USC-MSA web (English) reference : Vol. 3, Book 37, Hadith 486

38/2. Chapter:

If somebody's debt are transferred to a rich debtor

Sahih Bukhari : 2288

Hadith No. 2288

حَدَّثَنَا مُحَمَّدُ بْنُ يُوسُفَ، حَدَّثَنَا سُفْيَانُ، عَنِ ابْنِ ذَكْوَانَ، عَنِ الأَعْرَجِ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ ‏ "‏ مَطْلُ الْغَنِيِّ ظُلْمٌ، وَمَنْ أُتْبِعَ عَلَى مَلِيٍّ فَلْيَتَّبِعْ ‏"‏‏.‏

Narrated Abu Huraira: The Prophet (ﷺ) said, "Procrastination (delay) in paying debts by a wealthy person is injustice. So, if your debt is transferred from your debtor to a rich debtor, you should agree."

Reference : Sahih al-Bukhari 2288In-book reference : Book 38, Hadith 2USC-MSA web (English) reference : Vol. 3, Book 37, Hadith 487

38/3. Chapter:

If the debts due on a dead person are transferred to somebody, the transference is legal

Sahih Bukhari : 2289

Hadith No. 2289

حَدَّثَنَا الْمَكِّيُّ بْنُ إِبْرَاهِيمَ، حَدَّثَنَا يَزِيدُ بْنُ أَبِي عُبَيْدٍ، عَنْ سَلَمَةَ بْنِ الأَكْوَعِ ـ رضى الله عنه ـ قَالَ كُنَّا جُلُوسًا عِنْدَ النَّبِيِّ صلى الله عليه وسلم إِذْ أُتِيَ بِجَنَازَةٍ، فَقَالُوا صَلِّ عَلَيْهَا‏.‏ فَقَالَ ‏"‏ هَلْ عَلَيْهِ دَيْنٌ ‏"‏‏.‏ قَالُوا لاَ‏.‏ قَالَ ‏"‏ فَهَلْ تَرَكَ شَيْئًا ‏"‏‏.‏ قَالُوا لاَ‏.‏ فَصَلَّى عَلَيْهِ ثُمَّ أُتِيَ بِجَنَازَةٍ أُخْرَى، فَقَالُوا يَا رَسُولَ اللَّهِ، صَلِّ عَلَيْهَا‏.‏ قَالَ ‏"‏ هَلْ عَلَيْهِ دَيْنٌ ‏"‏‏.‏ قِيلَ نَعَمْ‏.‏ قَالَ ‏"‏ فَهَلْ تَرَكَ شَيْئًا ‏"‏‏.‏ قَالُوا ثَلاَثَةَ دَنَانِيرَ‏.‏ فَصَلَّى عَلَيْهَا، ثُمَّ أُتِيَ بِالثَّالِثَةِ، فَقَالُوا صَلِّ عَلَيْهَا‏.‏ قَالَ ‏"‏ هَلْ تَرَكَ شَيْئًا ‏"‏‏.‏ قَالُوا لاَ‏.‏ قَالَ ‏"‏ فَهَلْ عَلَيْهِ دَيْنٌ ‏"‏‏.‏ قَالُوا ثَلاَثَةُ دَنَانِيرَ‏.‏ قَالَ ‏"‏ صَلُّوا عَلَى صَاحِبِكُمْ ‏"‏‏.‏ قَالَ أَبُو قَتَادَةَ صَلِّ عَلَيْهِ يَا رَسُولَ اللَّهِ، وَعَلَىَّ دَيْنُهُ‏.‏ فَصَلَّى عَلَيْهِ‏.‏

Narrated Salama bin Al-Akwa: Once, while we were sitting in the company of Prophet, a dead man was brought. The Prophet (ﷺ) was requested to lead the funeral prayer for the deceased. He said, "Is he in debt?" The people replied in the negative. He said, "Has he left any wealth?" They said, "No." So, he led his funeral prayer. Another dead man was brought and the people said, "O Allah's Messenger (ﷺ)! Lead his funeral prayer." The Prophet (ﷺ) said, "Is he in debt?" They said, "Yes." He said, "Has he left any wealth?" They said, ''Three Dinars." So, he led the prayer. Then a third dead man was brought and the people said (to the Prophet (ﷺ) ), Please lead his funeral prayer." He said, "Has he left any wealth?" They said, "No." He asked, "Is he in debt?" They said, ("Yes! He has to pay) three Diners.', He (refused to pray and) said, "Then pray for your (dead) companion." Abu Qatada said, "O Allah's Messenger (ﷺ)! Lead his funeral prayer, and I will pay his debt." So, he led the prayer.

Reference : Sahih al-Bukhari 2289In-book reference : Book 38, Hadith 3USC-MSA web (English) reference : Vol. 3, Book 37, Hadith 488

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