وَأَمَّا مَن بَخِلَBut he who is greedy,meaning, with that which he has.وَاسْتَغْنَىand thinks himself self-sufficient,Ikrimah reported that Ibn Abbas said,"This means he is stingy with his wealth and considers himself to be in no need of his Lord, the Mighty and Majestic."This was recorded by Ibn Abi Hatim.وَكَذَّبَ بِالْحُسْنَى